-Every time your salary increases, increase the amount you contribute to your
403(b) annuity by the same amount.
-Consider having a Roth IRA in addition to your 403(b) annuity to add the advantage of tax-free savings at retirement, subject to certain requirements.
-Take advantage of the benefits of tax deferral and reduce your current taxable income with a 403(b) annuity.
Today, it's more important than ever to know what's going on with your retirement program. After all, with more employers reducing matching contributions, and uncertainties about the future funding of Social Security and some pension plans, you may shoulder a larger burden for ensuring your future.
If you are an educator, we are the agency for you; non-educators, ask us about our community discounts.
In uncertain economic times, it can be tempting to put aside saving for retirement. But the truth is, there's no better time than the present to take control of your retirement program.
Contact our office today to discuss your goals.
We offer a variety of annuities and financial services products to complement your retirement plan, whatever your investment style may be.
Our office is fully dedicated to helping you achieve your retirement goals, offering personalized service to you at home or at school. We also provide a wealth of online resources and tools at horacemann.com, including financial calculators, to help you make informed decisions.
-Horace Mann Life Insurance Company IM-007124 (8/11)
Personalized coverage to suite your needs. We take the time to help you understand your coverage.
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